Chapter 271 - There’s a Trap
Translator: Totally Tofu
Editor: Likia
Shi Lei had initially wanted to pay 500,000 yuan, but he suddenly became worried.
He had asked the Scepter what the maximum amount for a loan he could apply for was, and its response was still fresh in his mind.
At that time, the Scepter had said, “The total amount cannot exceed double the sum.” After Shi Lei’s following up questions, it had added, “The highest amount of money the Level Two Employee can take in loans right now is two million. Before you pay the loans back, you cannot have any more postponed consumptions.”
The maximum amount was two million and it could not exceed double the sum. Shi Lei suddenly realized that there could be another trap to it.
Because the Scepter had said that the sum was the maximum, it sounded like it didn’t matter how much Shi Lei paid for the down payment. He could still apply for a loan of less than two million. But what if that wasn’t the case?
What if what was hidden behind the sum and the maximum was that Shi Lei had to pay all the down payment in one go before he could apply for a full loan? And when Shi Lei only paid 500,000 yuan, the maximum loan he could take automatically dropped to one million?
If he wasn’t so tight on time, he could have found a self-service bank to ask the Scepter, since it obviously wasn’t something the the Sceptre couldn’t answer. But now, Shi Lei thought that it wouldn’t be a good idea to run to the bank when he was already about to pay. After all, they hadn’t asked him to pay in cash.
The card had already been given to Yu Hangjian, but Shi Lei suddenly asked, “Manager Yu, what’s the total of the car and the other fees put together?”
Yu Hangjian casted a glance to the employee on the side. The salesperson quickly looked at the receipt in his hands and replied, “Including the tax and all kinds of insurance fees, the total is 2,248,973 yuan.”
Shi Lei immediately calculated it in his head. One third of the price was a little less than 750,000 yuan. He immediately made a new decision on the spot. “It thought it was a loan, but since Manager Yu is helping me, I’ll do whatever I can. Manager Yu, please take 750,000 yuan now. I’ll pay for the rest in three, one month installments.”
Yu Hangjian froze, as did Wei Xingyue. However, Wei Xingyue didn't really mind. Although she wasn’t exactly accustomed to Shi Lei’s strangeness, she wouldn’t ask too much about it.
Seeing that Wei Xingyue didn’t mind and that Shi Lei had insisted, Yu Hangjian smiled. “It really doesn’t matter. If it wasn’t for tax and insurance, which you have to pay, you could drive it home without paying for anything. I’m not scared of you driving it away. If it’s inconvenient for you right now, you can just pay 300,000 yuan.”
“It’s fine, Manager Yu. Thank you for your kindness, but please do as I said.”
Yu Hangjian wanted to collect the payment for everything. Although a million or two was nothing to him, it would more or less affect the accounting. Since Shi Lei wanted to pay more, he would listen to him.
Yu Hangjian waved his hand. “Do as Young Master Shi said.” The salesperson quickly used the card and passed the receipt and pen to him. Shi Lei signed his name without hesitation. He then signed the contract with the salesperson.
“Young Master Shi, as you know, we are a 3S shop. We will not keep any of your personal information as a customer. Besides your identity information, which is needed for the records at the vehicle administration office, all of your other information will be registered by the customer service people at the Maserati office. The Maserati company will contact you with anything regarding the survey. However, we are responsible for maintenance, support, and other after-sale services. I will tell the staff and they will help you to the best of their ability whenever you need it. If they don’t do a good job, you can give me a call.” With that said, Yu Hangjian took out a business card and passed it to Shi Lei.
Shi Lei glanced at it and was embarrassed. “Sorry, I don’t have a business card.”
Yu Hangjian smiled. “You are too polite, Young Master Shi. If you don’t mind, you can give me your phone number. In case something happens, I can contact you at any time.”
Shi Lei exchanged phone numbers with Yu Hangjian. “Who do I contact regarding the loans?” he asked. “Do I look for you, or can I just come here and look for them?”
Yu Hangjian smiled. He had already done Wei Xingyue a favor, so of course he wouldn’t mind about Shi Lei repaying the loans. With Wei Xingyue’s guarantee, it was only a million or two and he really wasn’t afraid that Shi Lei would run away with it.
“Young Master Shi, you don’t have to be in a hurry to pay back the loans. You can treat this amount of money as a free-of-interest loan that I’ll provide for you here. You can come back and pay it anytime you want. Time doesn’t really matter.”
“Regardless, first, allow me to thank you for your kindness. I already appreciate it a lot that you’re not charging interest. But we should still follow the way I want to pay back the loan. So who should I contact?”
“Alright, since Young Master Shi insists, I’ll pass the message down. You don’t have to worry about time constraints. It will only depend on when you are convenient. There’s no need to meet him today. I think Miss Wei is sick of waiting. What about this? When Mr. Shi comes next time, there will definitely be someone here to settle things with you. You have to come for the license plate within half a month anyway, so we’ll have someone ready by then.” Shi Lei nodded. These kind of people really were perfect, providing the greatest convenience for him without being obvious at all.
“Alright, thank you very much.”
As they spoke, someone came in from outside and passed a car key to Yu Hangjian.
“The car is here. The temporary license plate is also ready. Young Master Shi, you can drive it home now.”
Shi Lei thanked him again. He took the key, said farewell to Yu Hangjian, and drove away with Wei Xingyue.
Wei Xingyue purposely didn’t drive there because she knew that Shi Lei would definitely drive the car home if she went, so she was more than happy to drive around in Shi Lei’s car.
“I want to have Japanese food today. You arrange it.” Wei Xingyue said, sitting in the car and flipping her hair back.
Shi Lei would definitely do as Wei Xingyue said, since this had not been a small favor. Of course, for her, it sas only a matter of showing her face at the dealership. She could’ve even solved it perfectly with a phone call without having to show up.
“You should decide. How do I know which Japanese restaurant suits your taste? I need to thank you for what you’ve done for me today. I’ll get you whatever you want to eat today.” Shi Lei was driving the Maserati and attracting everyone’s attention, making him think that he was at the peak of his life.
“Anything? Alright, we’ll get something delivered and eat at your house.”
Shi Lei was immediately taken back. “Nevermind. Didn’t you say that you won’t ever go to my place again? Accidents always happen when you go to my place, and that’s not good. My place isn’t suitable for both of us to appear at the same time. There’s definitely something wrong with the feng shui(1) there.”
Wei Xingyue giggled. She was just teasing Shi Lei on purpose. “I’m kidding. I won’t make it hard for you. Let’s go to Yu.”
Shi Lei didn’t understand. “Where?”
“Don’t tell me you don’t even know Yu?”
“Yu? As in the water that falls from the sky?”
Wei Xingyue was speechless. “You really don’t know, huh? There’s a Japanese restaurant called ‘Yu,’ with one character. Not the ‘Yu’ that means rain, but the ‘Yu’ meaning feather.”
“Oh, sure. I don’t mind. What’s the address?”
Wei Xingyue touched her forehead speechlessly. “You’re helpless. Pull up on the shoulder. I’ll drive.”
Shi Lei didn’t want to let go. “I just got it. I haven’t driven enough.”
“You can drive until you throw up in the future. It’s your car, and it’s not rented. I can’t be bothered to give you directions.
Shi Lei could only stop on the should without a choice and switch seats with Wei Xingyue.
Feng shui: Chinese metaphysical and quasi-philosophical system that seeks to harmonize individuals with their surrounding environment